Receiving unexpected calls from unfamiliar numbers can be frustrating, especially when they come from debt collection agencies or potential scammers. One such number that many individuals in the UK have reported receiving calls from is 01619687065. If you’ve recently received a call from this Manchester-based number, you might be wondering whether it’s legitimate or a scam.
In this article, we will explore the origins of the 01619687065 number, identify its association with Moorcroft Debt Recovery, and provide insights on how to handle such calls effectively.
Who Owns the Number 01619687065?
Identifying the Caller
Several reports indicate that the phone number 01619687065 belongs to Moorcroft Debt Recovery, a well-known debt collection agency based in Manchester, UK. They specialize in recovering unpaid debts on behalf of various companies, including banks, utility providers, and mobile service providers.
Key Information About 01619687065:
| Detail | Information |
|---|---|
| Phone Number | 01619687065 |
| Caller Name | Moorcroft Debt Recovery |
| Location | Manchester, UK |
| Type of Calls | Debt Collection |
| Reported Issues | Persistent Calls, Voicemail Messages, Payment Requests |
Why Is Moorcroft Debt Recovery Calling You?
If Moorcroft Debt Recovery is calling you from 01619687065, it is likely regarding an outstanding balance that they are trying to recover on behalf of a creditor. Some common reasons they may be contacting you include:
- Unpaid bills from a service provider (mobile, broadband, energy, etc.).
- Outstanding credit card balances.
- Loan repayments that have fallen into arrears.
- Miscommunication regarding settled debts.
It is important to verify the authenticity of the call before taking any action.
Try our Free Spam Number Checker Tool
How to Handle Calls from 01619687065
1. Verify the Caller’s Identity
If you receive a call from 01619687065, ensure that it is genuinely from Moorcroft Debt Recovery. You can:
- Ask for details about the debt and cross-check them with your records.
- Contact Moorcroft directly using their official website or customer service number.
- Check online forums and user reports about this number.
2. Do Not Share Personal Information Immediately
Scammers sometimes impersonate debt collection agencies. Before sharing sensitive details such as bank account information or National Insurance numbers, confirm the legitimacy of the call.
3. Request Written Confirmation
Legitimate debt collection agencies, including Moorcroft, should provide written confirmation of any debt they are pursuing. If you are uncertain, request a formal letter detailing:
- The original creditor.
- The amount owed.
- Payment options available.
4. Understand Your Rights
Under UK debt collection laws, debt recovery agencies must:
- Treat you fairly and not harass or threaten you.
- Provide accurate debt details upon request.
- Allow reasonable time for you to respond and make arrangements.
If you feel harassed by constant calls, you can file a complaint with the Financial Conduct Authority (FCA) or the Information Commissioner’s Office (ICO).
Conclusion
If you’ve received a call from 01619687065, it’s likely from Moorcroft Debt Recovery regarding an outstanding debt. Always verify their claims before making any payments, understand your rights, and explore negotiation options if needed.
If you found this article helpful, consider sharing it with others who may be experiencing similar calls. For more insights on handling debt collection calls, visit our website TechExplore.co.uk.
FAQs About 01619687065 and Moorcroft Debt Recovery
1. Is 01619687065 a scam?
No, 01619687065 is associated with Moorcroft Debt Recovery, a legitimate debt collection agency. However, always verify before making any payments.
2. What should I do if I don’t owe any money?
If you believe the debt is incorrect, request a detailed breakdown from Moorcroft and dispute the claim if necessary.
3. Can Moorcroft take legal action against me?
Moorcroft itself does not take legal action, but they may escalate unresolved debts to the original creditor, who could initiate court proceedings.
4. How can I stop calls from 01619687065?
You can ask Moorcroft to communicate via written correspondence instead of phone calls. If harassment continues, you can report them to the FCA.
5. Can I negotiate a debt settlement with Moorcroft?
Yes, many debt collection agencies, including Moorcroft, allow for negotiations or setting up affordable repayment plans.
6. Will ignoring Moorcroft affect my credit score?
Yes, unpaid debts can be reported to credit reference agencies, impacting your credit score negatively.
7. How can I confirm if a debt is legitimate?
Check your records, request written proof, and contact the original creditor to validate the claim.